Anti-money laundering

Hassle-free identity verification and source of funds checks

As a regulated law firm, we are legally required to verify your identity and carry out Anti-Money Laundering (AML) checks before we can proceed with your sale or purchase.

These requirements are set out in the Money Laundering Regulations 2017 (as amended) and the Proceeds of Crime Act 2002. They apply to all law firms and conveyancers in the UK.

To make this process quick and secure, we partner with Credas.

What to expect:

  • You’ll receive a secure link from Credas (usually by email or text).
  • You’ll be asked to upload a photo of your ID (such as your passport or driving licence).
  • You may be asked to take a short selfie video to confirm your identity.
  • The system securely verifies your details, usually within minutes.

All buyers, sellers, and anyone providing funds for the transaction must complete these checks.

We are unable to proceed with your matter until satisfactory verification has been completed.

How it works

Fast and convenient

You can complete your identity check online in just a few minutes using your smartphone. There’s no need to visit the office or post certified documents.

Secure and compliant

We partner with Credas, a trusted digital identity verification provider used by law firms and property professionals across the UK. Credas uses encrypted, GDPR-compliant technology to ensure your information is handled safely while meeting strict UK Anti-Money Laundering regulations.

Helps prevent delays

Completing your identity and source of funds checks at the start of your transaction reduces the risk of hold-ups later in the process.

Protects you from fraud

Identity and AML checks help prevent property fraud and financial crime, giving you added reassurance that your transaction is secure.

Understanding source of funds checks

In addition to confirming your identity, we are required to understand where the money for your transaction is coming from. This is known as “source of funds”.

Depending on your circumstances, we may ask for:

  • Recent bank statements
  • Evidence of savings
  • Confirmation of mortgage funds
  • Sale proceeds from another property
  • Gifted deposit documentation
  • Inheritance or probate paperwork
  • Company documentation (if funds are coming from a business)

In some cases, we may need to request further information to meet our regulatory obligations.

Providing clear evidence at an early stage helps prevent delays later in the transaction.

Your data and security

We understand that providing identification and financial documents is sensitive.

Your information is:

  • Transmitted securely using encrypted technology
  • Handled in accordance with UK GDPR and data protection laws
  • Stored securely and only retained for as long as required by law
  • Shared only where legally required to do so
Transparent Services and Related Fees

A comprehensive and transparent list of all possible additional services and fees that could arise in relation to your property transaction can be found here.-

Additional services and fees list

This cost information must be read in conjunction with your Legal Costs Estimate. The vast majority of the services and fees detailed in the additional services and fees list will not be relevant to your transaction.

It is important to us that we communicate with you well and that you fully understand the service we are providing. As such, we will always inform you of the need for any potential additional legal work and/or disbursements as soon as we become aware of them and before you incur the charge.